Below is the Access Invoice fee structure. The fee is calculated starting from the day the user advances cash until Beans is paid back.

0 to 30 days
31 to 60 days
61 to 90 days

Prices may vary depending on risk profile.


User example:


  • Mona advances £200.

  • One of her invoices gets paid on day 20.

  • This falls in the "up to £250" and "0-30 days" band.

  • This means Mona will be charged a £4 fee.

  • £204 will be repaid to Beans.

  • This worked out to be a friendly 2% fee!